Group debts and lower your monthly payment with a payday loan consolidation

The loans with mortgage guarantee offer financing to pay our debts among other purposes such as, for example, to undertake, in exchange for contributing our home as a guarantee of payment for the lender. For this, the most important requirement that we must meet is to have a house owned or that is in its last years of the mortgage. This type of loan offers the possibility of obtaining financing of up to 40% of the appraised value of the property, returning it within a maximum period of 20 years and requesting a deficiency, that is, not paying a part of the monthly payment in five years. In addition, we can access them even if we are registered in a file of defaulters.

A type of flexible loan to make it easier to pay your debts

This type of loan products offers to finance at an interest ranging between 12.68% and 17.28% APR depending on the risk profile of the borrower. In the case of the Mortgage Loan of SuizaInvest, we can request it quickly through the Internet. Another advantage is that we will know if they grant us the loan or not in less than 24 hours.

In addition, we will not have to pay anything in advance. We will save opening fees and advice, so our first installment will be lower. However, we will have to pay the expenses corresponding to the appraisal of our home. 

As it appears before, it not only offers a great margin of capital but also flexibility in relation to the term to finish paying it. However, we must bear in mind that the maximum amount of financing that we will be able to obtain is 40% of the value in which our home has been valued.

Reduce the fee you have to pay for your debts

One of the advantages of opting for a payday loan consolidation is that regrouping our loans, we will have to pay a lower monthly payment- homepage. For example, if for a debt of a loan and several credit cards we were paying a monthly payment of 600 euros, with this reunification we can reduce that amount by extending the term to finish paying.

As for the interest, it will also be lower. In the event that there are debts of several credit cards we will have an interest of around 21% APR for each of them. With the Mortgage Loan of SuizaInvest we will be paying from 12.68% APR for all our debts, so in the end, it will be profitable, since we avoid unbalancing our finances.

A loan to hire with great responsibility

Before hiring a loan with a mortgage guarantee, we must bear in mind that we will be contributing our own house as a guarantee of payment. This means that in case we do not pay our installments on time, the bank will be able to recover the home placed as collateral to settle the debt. For this reason, it is fundamental to choose well the capital that we really need and the term that we are going to choose to finish paying. We must take into account aspects such as interest, capital and the repayment period to assess whether we can address them according to our financial capacity. In this way, we will be able to face the installments and finish paying our debts.

In case we can not afford the payments we can lose our home since it is the good that the lender has to recover the money that he has lent us. Therefore, it is only advisable to go to this type of credit products when our level of indebtedness is very high and we obtain a lower quota. We can also do it in the case that we are registered with ASNEF and we can not access the financing we need through other channels.

What to do about money problems, loans and payment difficulties?

Almost every German receives numerous high bills at the beginning of the year. With a pending car repair, additional costs additional payment or mobile bill you need immediate money. Often it is worthwhile to apply for a loan via homepage and to borrow some money. With a bridging loan, you avoid payment difficulties and you do not have to forego planned investments or trips even at unforeseen costs. The Xpresscredit from Titus Groan offers an inexpensive solution to your money problems.

Payment difficulties in the electricity back payment

Most money problems result from an unexpected demand from suppliers and suppliers. Economical persons often assume a small repayment after the service charge settlement. If the electricity provider approaches you with a huge bill, you need money immediately. In this situation, many sufferers want to quickly apply for a loan and borrow additional money. After all, nobody wants to jeopardize their existing tenancy due to a surprising liability. With the Xpresscredit you get the necessary financial means to pay all invoices on time. This will give you valuable time and allow you to settle the additional costs with the expenses for the following month.

Bridging loan for the medical bill

A visit to the doctor is not a pleasant situation for anyone. After all, this often results in high costs that were not foreseen in the monthly budget planning. If you need to buy medicines or travel by ambulance, you need money right away. Even in Germany, the medical bills after a serious illness are so high that many sufferers apply for a loan and have to borrow some money. However, money problems and worries rarely help with health complaints. So use the borrowed funds to fully recover from illness or injury.

Buy money for the car repair

 Buy money for the car repair

It can come at any time to a car damage. Especially after the winter, many Germans notice minor flaws in their car. Thrown up road salt, rockfalls and marten bites therefore often lead to acute money problems. If you need money immediately for a repair, it makes sense to apply for a loan. This will help you avoid further money problems by getting cash immediately with a small loan.

Money problems because of the high mobile bill

Many people need money immediately if they receive an unexpectedly high bill from their mobile service provider. This often happens when people make calls abroad or accidentally download a paid app. The open invoices should be paid as soon as possible. Canceled mobile phone contracts and ongoing payment difficulties have a negative impact on your credit rating and can jeopardize future business deals. Therefore, it makes sense to apply for a loan and immediately borrow money for the mobile bill. In this way, you will miss out on difficulties with a small bridging loan.

Overcome money problems with the Xpresscredit

Overcome money problems with the Xpresscredit

With acute money problems, you get immediately with the Xpresscredit of Titus Groan money. In this way, you can bridge financial bottlenecks and do not have to do without planned investments. New customers will be paid up to 600 euros on the first request. Existing customers can borrow even more money: If you apply for a second or further loan, you will receive up to € 1,500 in your account within 24 hours. By signing up for the lucrative XpressService ( fast payout option – within 24 hours ), you will not be charged 0% interest on your credit with the coupon code. 


Accio Firebolt’s slogan

Accio Firebolt’s slogan is Connecting Harry Potter fans faster than you can say ‘Quidditch’!, and Accio Firebolt was designed to do just that: connect the fans. As a result, Accio Firebolt strives to have unique ways in which the fans can interact with the book, the characters, and among one another. Accio Firebolt is here to please you, the Harry Potter fanatic. If there is anything that Accio Firebolt could improve upon, be sure to let me know! Otherwise, enjoy the site O-R Etuiipadmini2, and thanks for coming!


As if you really need to be reminded, our waiting is almost over. Five days till Harry Potter and the Half-blood Prince is in stores. We’ll finally see if all our theories are true. Speaking of which, just last week, the back cover of the book was released.

Scholastic: The back cover depicts Ron and Hermione as well as two other Hogwarts students looking at “the Dark Mark”. Drawn in the same green tones as the front cover, GrandPré has created another incredible piece of art that captures the essence and mystery of the Harry Potter books.


Remember a long time ago when we all were encouraging you to send in your essay about how Harry Potter changed your life? Well, tomorrow morning on the NBC Today Show they will be announcing the Winners! Thanks, Stephanie, who is a big fan of


Just recently, one fanfiction author from Fiction Alley, Katie O’Brien, lost her battle to leukemia. At Schnoogle, a division of FA, Katie had written one story with her father, tailing sixty chapters and now complete. Fiction Alley has begun a fundraiser for a scholarship in Katie’s name, which will go to aspiring authors and artists over the next three years.


Irish Examiner: Daniel Radcliffe will break out of his Harry Potter mold when he stars as an Australian orphan in his first major role away from the magical saga.

The 15-year-old starts work on December Boys – based on Michael Noonan’s novel about four orphans in 1960s Australia – in November when Harry Potter and the Goblet of Fire is released in cinemas worldwide.


IGN – Gary Oldman: I’ll disappoint you because I’m just a tiny, tiny little part in the next one. I’m just embers in the fire. But if I do Harry Potter five, I’m featured in five. And, oh, they’ll have to pay me big bucks for that. (He laughs)



Bloomsbury have just given us our first glimpse at the entire book jacket for the UK version of Harry Potter and the Half-Blood Prince! Click here to see it. Please note that the summary has been removed from the back to avoid any spoilers.


Reported earlier, two men (a 37-year-old and a 19-year-old) attempted to steal two copies of J.K. Rowling’s new book, Harry Potter and the Half-Blood Prince. The 19-year-old was accused of harassing people with a fake gun. The two copies of HBP have been retrieved and the two men have been released on bail.
Three pictures of the theft in progress…

Thanks to AF reader Christopher for sending this one in. (Do you know of a story that should be posted on this page? Submit news by clicking here. We really appreciate it!)


Mugglenet has reset their Topsites List, and we ask that all of you remember to vote for us daily! Simply click on the banner above the news, follow the link it takes you to, and you’re done! Simple as that. 🙂 Thanks!


Our favorite boy wizard picks up two orange blimps at the Philippines Nickelodeon Pinoy Kids’ Choice Awards. Harry Potter beat titles such as Lemony Snickets in the favorite book category and was also on top in the favorite movie category (Prisoner of Azkaban).


Even though our forums are currently down for upgrading, we still encourage everybody to vote for Accio Firebolt on Mugglenet’s Top Sites List each and every day!

It’s very much appreciated, and thank you very much!

We thank everybody who has been bearing with us during the transitions being made. It takes time, but in the long run, it will ensure a much better experience for all of our members. Check back with us on Monday or Tuesday! Remember that June has been named Spread the Magic month on Accio Firebolt, host to our very own Triwizard Tournament, and will feature new ways to earn sickles and house points, and new emphasis will be placed on Harry Potter. It’s a revival for AF that we’re all looking forward to, and I hope you are too!


As many of you may have noticed, yesterday around noon (EST), the forums went down. This is because Kirsten is upgrading to the newest software from vB since we’ve had problems in the past with the older version. As of now, it’s estimated that they’ll be back on Monday or Tuesday, and you can check for updates and progress on the main forum page.

Accio Firebolt Forum Moderators

It has been reported that bets are being taken on a certain character dying in the next book. Some say it is very “obvious” that this is the result of a manuscript leak. The Sun reports this, after a “cluster of maximum £50 wagers on The Half-Blood Prince…”

Originally published in The Sun

Just encouraging you all to continue voting for AF on MuggleNet topsites. C


In a recent interview on the popular morning show the Today Show, Katie Couric announced the possibility of an interview with our favorite books’ author, J.K. Rowling. On the show, Couric said she may be “talking to” Rowling about the upcoming release, Half-blood Prince.


Via Yahoo!News Kids the ages from 8 to 16 years of age that currently Britain, Ireland, Canada, New Zealand, and South Africa will be offered the chance through media competitions to join the weekend of celebrations on July 16th.

The children will travel in horse-drawn carriages to the castle for the promotion, which will be broadcasted live worldwide on television and radio. Each Child will take home a copy of Harry Potter and the Half-Blood Prince signed by JK Rowling